Frequently Asked Questions 

What is Pine-Grove Financial?

We provide Canadian Small Businesses with funds. In addition, we assist them in the entire process of growing their business.

What is an Origination fee?

Pine Grove Financial charges a fixed fee. It is requested by lenders for entering into a loan agreement. This fee covers the cost of processing the loan.

How much capital may I borrow?

Our loans range from $10,000 – $200,000. In conclusion, they are subject to the applicant’s evaluation.

What are the terms?

Terms range from 1 to 12 months.

When will I receive my loan?

Disbursement occurs within 48 hrs once documentation is received and the borrower is approved. 

What can I use my loan for?

Firstly, your funds can be used to make purchases, investments or alterations required for your business. In addition, it  can be used for equipment, expansion, marketing or renovations purposes. 

How do I apply?

First of all, complete our 10 minute online application to confirm eligibility.

Apply Here

Is my business eligible?

To sum it up, you must meet the following criteria: 

  • Your business must be located in Canada.
  • You must be in business for more than 2 years.
  • Your annual sales must be at least $100,000.
  • Regular deposits must be made into your bank account.
  • You can comfortably manage weekly loan payments. 

What will my interest rate be?

Usually, the APR starts at 15%, but it will be customized to suit your profile.

Is my personal information shared with other parties?

Foremost, Pine-Grove Financial follows procedures to meet privacy principles and requirements under applicable privacy legislation with respect to personal information. Above all, your privacy is important to us. We are committed to the protection of your personal information. For more details view our Privacy Policy here


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5255 Henri-Bourassa Blvd W, Saint-Laurent
Suite 210

QC, H4R 2M6

Monday to Friday

8 AM - 5PM

Tel: (514) 448 – 4830

Fax: (514) 448 – 4831

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